Call Paul on : 07766920034

Mortgage Services

Covering all of North Wales

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

The FCA does not regulate some forms of Buy to Lets 

First Time Buyers

Looking to take that first step onto the property ladder? Expert help and guidance from Paul at Menai Financial Solutions Ltd. is just an enquiry away. If you need to calculate your mortgage borrowing capacity, how best to use your hard earned savings as a deposit, or have the ‘bank of Mum and Dad’ to assist you, then Paul from Menai Financial Solutions Ltd can help you.

Paul has assisted first time buyers over many years and will explain the whole process with as little jargon as possible. With access to a range of Mortgage lenders and access to competitively priced conveyance via HLP Conveyancing, Paul will source, recommend and apply for the right mortgage to suit your individual needs and requirements.

Remortgages

Either as a new homeowner reaching the end of your very first mortgage deal, or as a long-time homeowner, you will be looking for a more competitive mortgage deal than the variable rate offered by your existing lender. Paul will consider all of your needs (including additional borrowing if required).This could include financing for home improvements or even reducing your overall mortgage term, (subject to affordability) to save on future interest payable.

Should the most suitable new deal be with your existing lender (based on cost over term) then Paul can recommend and apply for a product transfer/switch on your behalf and with a reduced broker fee too. Similarly Paul will research all other lenders to see if there are any lower cost deals available and also confirm that any new lender’s criteria is met in full before recommending and applying.

Buy to Let or Let to Buy Mortgages

Whether you are looking to purchase a new property or retaining an existing property(ies) for investment, or maybe already owning a number of Investment properties individually or as a Buy to Let Limited Company, Paul can consider all of your needs (including additional borrowing subject to acceptance criteria).

With a range of Buy to Let and/or Let to Buy available to him, Paul can assess your needs and requirements and recommend the most appropriate solution for you. Some types of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Home Movers

Is your property now feeling too small for your growing family?  Or are you now considering downsizing? Paul at Menai Financial Solutions Ltd is able to guide you through the whole process of selling one property and buying another. (Mortgage lender’s portability may be required to avoid early repayment charges.)

Similarly, should you require increased borrowing, Paul can complete a full financial review (highly recommended) to cover all of your needs and requirements.

Specialist Lending

Paul has access to a number of specialist lenders who can often offer mortgages for clients with a ‘not perfect’ credit history. Similarly, Paul can refer you to a wide range of specialist lenders. (This can also include Second Charges and Bridging Finance where required after an initial assessment.)

Call today

If you need to calculate your mortgage borrowing capacity, how best to use your hard earned savings as a deposit, or have the ‘bank of Mum and Dad’ to assist you, then Paul from Menai Financial Solutions Ltd can help you.

For further information feel free to telephone Paul (07766920034) or complete the contact form and he will usually get back to you within 48 hours (excluding Bank Holidays.)

To be considered as a new mortgage client you must be over 18 and a UK resident